No HOA, No Mello Roos + Special financing available for qualified buyers that could save as much as $400 per month for the first year! Tucked away on a peaceful cul-de-sac in one of Folsom's most desirable neighborhoods, this beautifully updated home blends modern luxury with everyday comfort. Featuring 4 spacious bedrooms and 3 full bathrooms, it offers plenty of room for everyone plus an open layout designed for both entertaining and relaxing. Step inside and be wowed by the gorgeous, updated kitchen, complete with sleek black stainless steel appliances and designer finishes. Outside, the possibilities abound! The expansive backyard offers RV access and ample space for a pool, ADU or whatever you can dream up. The large primary suite continues the wow factor with 2 walk in closets, a soaking tub, dual sink vanity and walk in shower. The 4th bedroom and full bath downstairs offers the perfect place for guests or multigenerational living. With over $140,000 in thoughtful upgrades, this home is truly move-in ready and located close to top schools, parks, and shopping while offering the privacy and quiet of cul-de-sac living. Don't miss this rare opportunity to own this turnkey Folsom home with space to grow!